body{font-family:Arial, Sans-Serif, "Times New Roman"; font-size:12px; text-align:left; background-color:#ffffff;}
body, img, div{margin:0; padding:0;}
h1, h2, h3, h4, p{padding:0;}
img{border:0;}
a{color:#000000; text-decoration:underline;}
a:hover{text-decoration:underline; color:#9d6b24;}
table{margin:0px auto 0px auto; padding:0px; border-collapse:collapse;}
td{vertical-align:top; padding:0; border-collapse:collapse;}
.cl{clear:both; font-size:0; line-height:0;}